A Loan Agreement regulates the relationship and repayment terms between a lender and borrower of money. Although there is no legal requirement that a loan agreement be in writing, this is the only way the terms of the loan can be properly governed, with no chance of ambiguity. This loan agreement template from Hello Contract can be used for a variety of loan purposes, such as Personal Loans, Car Loans, Student Loans, Real Estate Loans, Business Loans, etc.